Before looking at a single property, you need to know your Debt Service Ratio (DSR). This is the percentage of …
Probably not in any meaningful way. Here’s why.
Malaysian residential property prices have grown at 1-3% annually in recent years — …
On a RM5,000 gross monthly salary with no other debt, you can comfortably afford a property priced around RM280,000-350,000. Here’s how we …
On RM8,000 gross monthly salary with no other debt, you can comfortably afford a property priced around RM500,000-600,000.
One-third of income for …
RM15,000 gross monthly income with no other debt: comfortable property budget of approximately RM950,000-1,100,000.
One-third housing rule: roughly …
When you buy property in Malaysia, you pay stamp duty on two documents: the Memorandum of Transfer (MOT) and the loan …
“Should I rent or buy?” is too broad. The right question: “At my income, in my target area, with my timeline — which option …
On a RM500,000 condo with 10% down payment, 90% loan (RM450,000), at 4.5% interest over 35 years: approximately RM2,130 per month.
But that …
RM6,000 gross monthly with no other debt: comfortable property budget of approximately RM350,000-420,000.
One-third rule: roughly RM2,000/month for …
RM10,000 gross monthly with no other debt: comfortable budget of approximately RM630,000-750,000.
One-third rule: roughly RM3,300/month housing costs. …
RM12,000 gross monthly: comfortable budget of approximately RM750,000-900,000. One-third rule gives you roughly RM4,000/month for housing, supporting a …
RM300,000 condo, 10% down, 90% loan (RM270,000), 4.5% interest, 35 years: approximately RM1,280 per month.
At …
RM700,000 condo, 10% down, 90% loan (RM630,000), 4.5% interest, 35 years: approximately RM2,980 per month.
At …
RM1,000,000 condo, 10% down, 90% loan (RM900,000), 4.5% interest, 35 years: approximately RM4,258 per month.
At …
EPF (KWSP) allows Malaysian members to withdraw from Account 2 to purchase or build a residential property. This applies to your first or subsequent …
Lembaga Pembiayaan Perumahan Sektor Awam (LPPSA) is a government housing loan scheme exclusively for public sector employees. It offers financing …
