Before looking at a single property, you need to know your Debt Service Ratio (DSR). This is the percentage of …
10% of the purchase price. For a RM500,000 condo, that’s RM50,000. For RM800,000, it’s RM80,000.
Most Malaysian banks finance up …
On a RM5,000 gross monthly salary with no other debt, you can comfortably afford a property priced around RM280,000-350,000. Here’s how we …
When you buy property in Malaysia, you pay stamp duty on two documents: the Memorandum of Transfer (MOT) and the loan …
RM6,000 gross monthly with no other debt: comfortable property budget of approximately RM350,000-420,000.
One-third rule: roughly RM2,000/month for …
